It’s always easy to see the benefits of auto insurance after an auto accident. However, before an unfortunate incident happens, many motorists view auto insurance as just another expense. Like many other insurance plans, auto insurance is one that you purchase with the hope of not using it. But because you can’t control risks, you need a proper insurance plan to bail you out when the unthinkable happens. Here are the benefits you accrue when you purchase auto insurance from Grove Financial & Associates Inc. of Mechanicsburg, PA.
Compliance with the law
All Pennsylvania drivers must carry valid auto insurance when driving on public roads. When caught without proper car insurance, you face a fine of $300 and a license suspension of up to three months. Repeat offenders face even more severe fines and penalties.
Asset protection
While you can repair your car when involved in minor accidents, you face an uphill task regarding severe accidents. Here, auto insurance saves the day by repairing your car up to your coverage limit. Car insurance saves you thousands of dollars that you could have spent from your pocket to repair or replace your car.
Liability protection
You might be extra careful on the road, but accidents can still occur. And when involved in a crash, you might face property damages, bodily injuries, and possible legal claims for accidents you are deemed liable. Thankfully, if you have liability coverage, you don’t have to incur out-of-pocket expenses to pay for third-party accident costs.
Medical payments coverage
When you have PIP or medical payments coverage, it pays for medical costs for you and your passengers when involved in an accident, despite who was at fault.
Get auto insurance in Mechanicsburg, PA today!
Would you like to reap the benefits of auto insurance? Please contact Grove Financial & Associates Inc. for a personalized quote.
