Booking expensive flights and lining up for rental cars and hotels is a thing of the past for many Mechanicsburg, PA travel enthusiasts. Recreational vehicles (RV) don’t need a lot of planning, and the best part is that you have Grove Financial & Associates Inc to help you find the best RV insurance to protect your massive investment. RV insurance is generally mandatory in most states and comes with primary and optional coverages. If you’re curious to know some of the best optional coverages to add to your policy? This post is for you.
Roadside assistance
Any traveler will definitely need roadside assistance at some point. The company helps connect you to the nearest repair facility in Mechanicsburg PA or sends their team to repair the vehicle onsite if it is too far from the road or highway.
Total loss replacement
If your RV is damaged beyond repair and is totaled in an accident, your insurance company will get you a brand new one if you get this coverage. It’s an excellent backup plan if you never want to lose your travel companion. The company will get you a brand new model or even more recent and better even if it costs more than you originally paid. If you prefer to be reimbursed in form of money, the company can pay the original purchase price.
Replacement of personal effects
If you are a long-distance traveler, the chances are that you carry a lot of valuables with you in your RV, such as your laptop, camera and jewelry. If the vehicle is stolen with your personal items inside, this coverage can help replace them up to the agreed limit.
Vacation liability
Vacation liability helps pay legal fees associated with bodily injury or property damage that happens around or in your RV. If you have comprehensive and collision coverages, this coverage is automatically included at no additional costs in most policies.
Get the right additional RV insurance policies and upgrade your traveling experience. If you have any questions or need more guidance, Grove Financial & Associates Inc is the company to contact.